It's no secret that smart home technology helps you keep your home safer and more secure, but did you know that your insurance company may reward you for doing so? Aware of how powerful smart home security systems can be, a lot of insurance companies are starting to offer incentives and discounts on home insurance premiums for homeowners who install smart home tech to prevent common claims like home invasions, water or weather damage, and others. One such common claim is for theft due to home break-ins. So, how can you use smart home devices to help protect your home from theft? Z-Wave breaks it down for you. Here's how to set up your smart home security system:

Step 1: Start with a smart hub 

The smart hub is the heart of your home—and your home’s security system. It controls and sends commands to all the other connected devices in your home security setup, and it communicates with your router and smartphone, so you can access your security system even when you’re gone.  

Find the foundation for your smart home security setup here.  

Step 2: Fortify with a smart lock 

A lock on your door is the most basic level of safety for most homeowners, but to best protect your home against break-ins, you need to make your lock smart.  

A smart lock with Z-Wave technology gives you peace of mind knowing exactly who’s coming and going from your home. You can even access it remotely via your smartphone, so when you’re out of town, you can double-check that it’s locked. 

And with 128-bit security (the same as is used with online banking) and anti-tampering technology, you can have confidence that your lock (and your home) is always secure against would-be burglars.  

Complete the next step in your smart home security setup with a smart lock here.  

Step 3: Add a smart sensor 

After your smart lock, bolster your system with a smart sensor. These smart devices detect changes in your home’s environment, so you always know what’s going on in and around your house. 

And, with a plethora of different smart sensors with Z-Wave technology—motion sensors, smoke/CO2 sensors, door/window sensors, water sensors, and temperature sensors—you can receive alerts directly to your smartphone when water starts accumulating in the bathroom, when a window is opened, or when motion is detected in the backyard.  

Browse all the different smart sensors you can add to your smart home security setup here

Step 4: Deter with a smart siren 

Add another layer of security to your smart sensor with a smart siren.  

For example, when connected with a motion sensor, a smart siren can deliver audible and visual notifications in the event of detected, unwanted movement. Try the FortrezZ Z-Wave Siren & Strobe Alarm, which will sound a loud siren or flash a strobe light when triggered, helping to ward off would-be intruders.  

See more smart sirens with Z-Wave technology here

Step 5: Strengthen your whole system with smart lighting  

The old-school means of protecting your home from burglars was simply leaving the lights on when you were away. But new smart lighting does much more to safeguard your property; you can connect it with other smart devices in your security setup to stay twice as protected. For example, try:  

  • Connect to a smart motion sensor: 

Is someone trespassing on your property at night? They’ll be deterred when a light automatically turns on once their movement is detected. 

  • Create a smart schedule: 

While you’re away on vacation, program your smart lights to turn on and off automatically to mimic your regular routine, so your house never looks vacant.  

  • Sync with your smart lock: 

Program your smart lighting to automatically turn on when you unlock the smart lock on your front door, so you never walk into a dark house at night.  

Get all the smart lighting you need to bolster your security system here.  

Building your own smart home security system can go a long way in helping protect your home against would-be burglars—and your insurance company might just reward you for it! Be sure to check with your insurance company for plan details and availability. 

See more ways to protect your home with Z-Wave technology here